Silicon Valley has minted plenty of billionaire entrepreneurs. Here’s one who has never written a line of code.

In 2002 Steve McLaughlin left his job at Goldman Sachs Group Inc. to start an investment bank from his San Francisco apartment. His specialty was financial-technology startups, then a backwater. Today the fintech sector, where coders seek to reinvent the humdrum world of banking as something slicker and even fun, is booming, and the 52-year-old Mr. McLaughlin is its unlikely mogul.



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