This is an opinion editorial by Robert Hall, a content creator and small business owner.

Do you dream of retiring someday? You work all day and put in the hard work to grow your business or to do an excellent job for your employer so you can get a promotion and make more money. What are we supposed to do with our paychecks after the bills are paid, food is put on the table and the kids are taken care of?

Conventional wisdom tells us that we should save for retirement to enjoy our “golden years.” This isn’t bad advice per se as we can’t keep working forever. Having money to rely on after you stop working is prudent financial planning. As you know, a whole industry is dedicated to planning for your future self.

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